Services
As a property development and investment company, our experience has helped us perfect how to maximise returns by spotting the marginal gains which other property developers in London often miss. We successfully transform property development opportunities into higher yields and margins on cost faster than many others in the industry. Our proven techniques allow us to achieve the maximum possible risk-adjusted return on all of our London & Dundee property development projects.
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Properties with real potential
Seek (and seek and seek) and you will find
Our process starts with the ability to discover opportunity. With our experienced team and intricate knowledge, our network enables us to filter through more than 10 properties every month before selecting up to 5 potential developments for detailed due diligence. Our financial models are highly detailed which highlight our expected level of return and the potential risk involved – a cap we strictly adhere to.
HOW WE IMPROVE A PROPERTY
- Strip the property back to the bare bricks & joists.
- Strengthen structure and lay new flooring.
- Install the latest specification insulation and sound-proofing.
- Fit new electrics, plumbing and gas services.
- Build new apartments, bathrooms, bedrooms and open-plan living spaces.
- Plaster, paint and furnish the entire property to a high specification.
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By pre-selling/letting properties and collecting payments in advance
From bricks and mortar to return of investment
Before we sell a completed development, we rent it to optimise its profitability, using a unique model to achieve greater rental returns with a lower risk of vacancy, default or damage that many property developers in London and Dundee experience.
HOW WE ACHIEVE HIGH YIELDS
- Finish properties to a very high standard.
- Employ flexible pricing structures.
- Offer discounts for advance payments (half yearly or yearly for example).
- Review pricing to constantly achieve the optimum balance of occupancy and price.
- Promote properties in the right way to the right target market.
- Deliver high levels of customer service 7 days a week.
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And return capital to investors
The bottom line
Different levels of risk offer varying returns, with margins normally on cost in excess of 25% for refurbishments, 35% for construction and 45% for planning.
Investors fund the deposit, purchase costs such as legal fees and stamp duty, and initial build and debt servicing costs. In return they receive a priority return (paid on a pro-rata basis as required) plus a share of the remaining profits – weighted in our favour if we are paying a higher priority return or if we are required to guarantee the debt package.
In the fixed return model the investor receives returns with the benefit of a second charge on the asset(s) we acquire for them. The fixed return varies depending on the level of risk. Full planning/development risk attracts a higher return than simple investment risk in income producing assets.
Investors with Inspired can expect to receive their initial investment plus final share of the profits within two to three years. We are often able to return a proportion of this much earlier, however, by completing and refinancing/selling of the property development in stages.
No investment of any nature can be guaranteed, but we can transparently state that we have consistently delivered exceptionally high returns to our investors and are able to provide personal/corporate guarantees to add security to our investments.
Our exceptionally exciting pipeline of projects includes both London and Dundee investment opportunities.
HOW WE CATEGORIES RISK
- Refurbishment: the property is tired and needs to be brought up to date in order to achieve its optimum capital and rental value.
- Construction: planning permission is in place but the building works need to be completed.
- Planning: the property is either a vacant site or an obsolete building which needs a change of use or wholesale re-development and so requires planning permission